1. Start as early as possible, the time factor plays a very important role in investing. The younger age you invest, the better results will be obtained later.
2. Determine the specific your investment plans objective (education, retirement, buy a house or apartment, buying a vehicle, property renovations, travel, and others) before you start investing. Consult these plans with your financial adviser.
3. Determine the target time period and the funds needed to achieve that goal.
4. Allocate funds to invest consistently, ideally 10% to 30% of monthly income.
5. If you are a beginner, start investing in an indirect way before investing directly. The ideal way is to buy mutual fund products (ranging from Money Market Mutual Funds, Fixed Income, Mixed, up to a higher risk of Fund Shares), then moved to direct investment to marketable securities (bonds and stock), to start a real business or join with suitable business partners.
6. Carefully studied the various aspects and alternative investments, such as the level of risk and yield historically. Do not forget the expectations of experts on economic development and future business combined with your own expectations.
7. If you glance at the financial asset investment, choose the investment firms who have an official Board of Supervisors.
8. “Do not put all your eggs in one basket”. Make your own investment portfolio in accordance with your risk profile.
9. Do not forget, potential benefits must be in line with potential risk. So be careful if there are investments that offer higher benefits without risk.
10. Perform periodic monitoring every year to monitor the performance of your investment. Do not forget to always consult the annual investment strategy with your financial planner.