Whatever your fixed income, first set aside for savings: emergency fund targets ranged 4-12 times from the monthly expenses and monthly savings deposits to achieve this target approximately 5-10% of gross income, insurance: health and accident/soul with a deposit premium monthly approximately 4-8% of gross income, and investment: deposit monthly investments ranging 10% -30% of gross income, and then allocated to the other expenses.
Health is one of the most precious gifts. Pain is almost always being suck experience. In addition to the perceived pain, also have to spend large sums of money for treatment. Not to mention if the disease is forcing us to not work for some time. How difficult the circumstances.