Should be written: We must be able to express ideas on paper so that readers interested in the concept/idea there. Maybe our brothers are not interested in seeing a business plan, because his emotional bonding is stronger. But, in general, those who had never run a business, it will ask their business planning.
Whatever your fixed income, first set aside for savings: emergency fund targets ranged 4-12 times from the monthly expenses and monthly savings deposits to achieve this target approximately 5-10% of gross income, insurance: health and accident/soul with a deposit premium monthly approximately 4-8% of gross income, and investment: deposit monthly investments ranging 10% -30% of gross income, and then allocated to the other expenses.
Learn to choose the right type of investments is urged to do. And on the other side wants to make money work for us are enormous. There are four basic principles that need to be evaluated before investing: the investor age, investment goals, time frame/investment and risk profile. There is no investment that does not contain the risk. Therefore, before investing, first understand your risk profile.
Credit cards are very giving convenience to our lives. Even some people think if a wallet filled with a variety of credit cards it is prestigious and bankable. Moreover, if a credit card owned by a platinum/titanium from a leading foreign bank considered very prestigious. But we should not ignore the important things in a credit card such as how to choose the bank of credit card issuer, card type, important dates in the credit card, and the strategy of using a credit card.
In the personal finance knowledge, any good financial decisions will provide more value for the future than the present. Think of good decisions you have ever made, choosing to cook food at home or eating in restaurants, take public transportation or ride bike to work instead of taking own car to save gas, buy education insurance or investment products for children and so on. All this leads to a principle that is save more for the future.
